Privacy Policy

Privacy Statement:

ABC Financial (“ABC”) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the ABC web site and governs data collection and usage. By using the ABC website, you consent to the data practices described in this statement.

ABC takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally-identifiable information collected from clients who register for services and submit information to ABC through the Internet.

As ABC’s services evolve, we may revise this policy, so please check back frequently.

Scope of this Privacy Policy

This Privacy Policy covers ABC’s treatment of personally-identifiable information collected from clients (hereafter “client” or “you”) who use the ABC payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally-identifiable information that ABC’s business partners may share with it.

This Policy does not apply to the practices of companies that ABC does not own or control, or to people that ABC does not employ or manage.

Information Collection and Use

ABC collects personally-identifiable information when you register for an ABC account, and when you use certain ABC products and services. ABC may also receive personally-identifiable information from its resellers and other business partners.

When you register with ABC, we ask for your contact information (such as your name, street address, and email address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number.

In the course of processing a payment transaction, we typically receive from the client or financial institution information related to the transaction. This normally includes information about the payment that a consumer has furnished the client or financial institution in placing the order. We do not acquire any information directly from consumers through the abcfinancial.com Web site.

The personally-identifiable information we acquire in processing payment transactions varies according to the nature of the transaction and the way in which clients or financial institutions are using our payment services. It may include, for example, the amount of the transaction, the consumer’s name, credit card number and expiration date, checking account number, billing address, and shipping address.

ABC uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment gateway services. We may also send clients service announcements, newsletters, and periodic notices about specials, new products and services, and products and services offered by ABC’s business partners. Personally-identifiable consumer information is used to process payment transactions and for no other purpose.

There is also information about your computer hardware and software that is automatically collected by ABC. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by ABC for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the ABC Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through ABC public message boards, this information may be collected and used by others. Note: ABC does not read any of your private online communications.

ABC encourages you to review the privacy statements of web sites you choose to link to from ABC so that you can understand how those web sites collect, use and share your information. ABC is not responsible for the privacy statements or other content on Web sites outside of the ABC and ABC family of web sites.

ABC does not offer services or sell products to children. ABC does not request or knowingly collect personally-identifiable contact information from anyone under the age of 13.

Information Sharing and Disclosure

Protecting personally-identifiable information about clients and consumers is an important part of our business. We share and disclose such information only as described below.

ABC sends personally-identifiable information about you to other companies or people: 1) when we have your consent to share the information; 2) when we need to share your information with third parties, such as banks and credit card processors, to provide the product or service you have requested; 3) in connection with products and services offered by ABC business partners and/or companies who work on behalf of ABC to provide a product or service to you; 4) it is appropriate to comply with law; 5) it is necessary to enforce or apply the terms and conditions of our Merchant Agreement and other applicable agreements; or 6) it is necessary to protect the rights, property, or safety of our users, or others, which may include the exchange of information with other organizations for fraud protection and/or risk reduction.

ABC does not sell, rent or lease its customer lists to third parties. ABC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, ABC may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to ABC, and they are required to maintain the confidentiality of your information.

ABC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

ABC keeps track of the Web sites and pages our customers visit within ABC, in order to determine what ABC services are the most popular. This data is used to deliver customized content and advertising within ABC to customers whose behavior indicates that they are interested in a particular subject area.

As it relates to the EU-US Privacy Shield Framework, ABC Financial Services, Inc. is under the jurisdiction of the US Federal Trade Commission.  As required in certain situations, we may disclose personal data in response to lawful requests by public authorities, including for the purpose of meeting national security or law enforcement requirements.

ABC complies with the EU-U.S. Privacy Shield Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information transferred from the European Union to the United States.  ABC shall comply with the Privacy Shield Principles for all onward transfer of personal data from the EU, including onward transfer liability provisions.  ABC has certified to the Department of Commerce that it adheres to the Privacy Shield Principles.  If there is any conflict between the terms in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern.  To learn more about the Privacy Shield program, and to view our certification, please visit https://www.privacyshield.gov/

In compliance with the Privacy Shield Principles, ABC Financial Services, Inc. commits to resolve complaints about our collection or use of your personal information.  EU individuals with inquiries or complaints regarding our Privacy Shield policy should first contact ABC at:

Destine Borchardt, Director Risk & Compliance
ABC Financial Services, Inc.
8320 Highway 107, Sherwood AR 72120
Destine.borchardt@abcfinancial.com
Phone: 501-515-5000

ABC has further committed to cooperate with the panel established by the EU data protection authorities (DPAs) with regard to unresolved Privacy Shield complaints concerning data transferred from the EU.  If your complaint remains unresolved, you have the right to invoke binding arbitration by the Privacy Shield Panel upon written notice to ABC at: Destine.borchardt@abcfinancial.com

In the event that ABC is acquired, client account information may be one of the transferred assets.

Information Security

Information security is critical to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. We store information gathered on secure computers located in a locked data center. The number of employees involved in the management of the data center that have physical access to these computers is limited. We use firewalls and other security technology to prevent our computers from being accessed by unauthorized persons.

We also require that any personally-identifiable consumer information sent to us by you be encrypted using SSL encryption. To learn more about SSL, visit: http://info.ssl.com/article.aspx?id=10241.

It is important for you to protect against unauthorized access to your Login ID/password and to your computer. Be sure to sign off when finished using a shared computer and otherwise protect the password used to access the services of ABC.

Account Information and Preferences

ABC gives you the ability to edit your ABC account Information and preferences at any time, including whether you want ABC to contact you about specials and new products, by contacting Client Services at 888-622-6290.

Notice for non-US Users

ABC is located in the United States. Any information that you provide to ABC will be transferred out of the country in which you reside and into the United States. By providing personal information to us, you are consenting to its storage and use as described herein.

Use of Cookies

The ABC web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize ABC pages, or register with ABC site or services, a cookie helps ABC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same ABC web site, the information you previously provided can be retrieved, so you can easily use the ABC features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the ABC services or Web sites you visit.

Other Covered Entities

The following entities affiliated to ABC also adhere to the Privacy Shields Principles:

EON Payment Solutions

ABC Financial Services Global, Inc.

Changes to this Privacy Policy

ABC reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how ABC will use personally-identifiable information, ABC will post notice on the ABC homepage at abcfinancial.com prior to implementing the change. The amended Terms shall automatically become effective immediately after they are posted. Your continued use of the site or ABC services after the posting of the amended Terms on the Site constitutes your affirmative: (a) acknowledgment of the terms and its modifications; and (b) agreement to abide and be bound by the terms, as amended.

If you have additional questions about this Policy, please contact Client Services at 888-622-6290.